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Auto Credit Express Review

Online Auto Loans & Financing


4.8 3265 Reviews

Auto Credit Express Summary

Auto Credit Express Summary
Founded in 1999, Auto Credit Express is a leading provider of lender and dealer connections for people who need new and used car loans in the USA. They specialize in bad credit, repo, bankruptcy, and approved same-day loans. Their online application process makes it easy to get started. If you can't qualify for a car loan through a traditional lender, Auto Credit Express may be able to help.

Auto Credit Express is a car loan company that specializes in helping people with poor credit get approved for a car loan. They have one of the largest dealer networks in the country, so you're sure to find a dealer near you that participates in their program. Applying for a car loan through Auto Credit Express is easy - you can do it online, and you'll be approved same day, even if you have poor credit. There are no application or repayment fees, so it's a great option if you're looking for a low-cost car loan.


+ Great for Bad Credit

+ No Application Fee

+ Great Customer Service


- May be contacted by  lenders

- Does not serve Hawaii or Alaska

- Some Vehicle Restrictions

Consumer Reviews

We compile reviews and tesemonials from sources around the web. 

Customer Service

We consider the consuers experience and security above all. 


The lenders reputation and track-record for handeling issues and information 

Loan Details:

Loan Amount: Varies

APR: Varies

Loan Term: 12 to 84 months

Application Fee: None


Minimum Credit Score: None

Recommended gross income: $1500

Bankruptcy restrictions: must be discharged or dismissed.

Review Score: 
Service Score:
Trust Score: 




Final Score:

4.4 / 5

APR From: 2.4%
Loan Amount: Starting at $20,000
Recommended Credit Score: 575
MyAuto Loan
APR From: 2.9%
Loan Amount: Up to $100,000
Recommended Credit Score: 500
SuperMoney Auto Loans
APR From: 3.9%
Loan Amount: Up to $40,000
Recommended Credit Score: 400
Auto Credit Express

Auto Credit Express Reviews

Auto Credit Express has garnered mixed reviews from its customers, with some appreciating the service and others expressing dissatisfaction. Here are some quotes from customer reviews to provide an overview:

Intuit Credit Karma member
Negative: Was told one thing and something totally different happened. Rikki assured me I didn’t need a co-signer as well as I would need no money down. Neither of which was true

Good Service
Intuit Credit Karma member
I applied with them after getting turned down at a local lot. the service was good and I'm happy with my car

Intuit Credit Karma member
Poor commutation and misleading and passes the buck. They never got back witch me which tells me I wasn't approved. Says they help people with bad credit repossession ect. That's not true apparently and gives my info to others to try to get me into fake loans

Auto Credit Express Application Process

Auto Credit Express is a service that helps individuals with poor credit, no credit, or who have been through bankruptcy, to connect with lenders for the purpose of financing a vehicle. Their application process is designed to be user-friendly and can be broken down into several steps. Here's an overview of how the Auto Credit Express application process typically works:

Step 1: Pre-Qualification Online Form
The first step is to fill out the pre-qualification form on the Auto Credit Express website. This form will ask for basic personal information such as:

Step 2: Credit Check and Application Review
Upon submission, Auto Credit Express will perform a soft credit check, which should not affect your credit score, to assess your creditworthiness.

Step 3: Matching with a Dealer or Lender
Based on the information provided and your credit score, Auto Credit Express will attempt to match you with a dealership or lender in its network that is willing to work with individuals with your credit profile.

Step 4: Contact from the Dealer or Lender
After being matched, you'll typically be contacted by the dealer or lender to discuss your vehicle preferences, financing options, and to possibly arrange a visit to the dealership.

Step 5: Selecting a Vehicle and Finalizing Loan Terms
If you choose to proceed, you will select a vehicle that fits your budget and needs. The dealer will then work with you to finalize the loan terms, including interest rates, loan duration, and monthly payment amounts.

Step 6: Closing the Deal
Once you agree on the terms, you'll close the deal by signing the necessary paperwork and making any required down payment. At this point, you can take possession of the vehicle.

Our Recommendations for Auto Loans


Consumers Credit Union- Visit Site.

Auto Credit Express is one of the leading auto finance companies in the country. Working with a network of over 1,000 dealerships across the country to help people with bad credit get financing for their new car. We understand that bad things happen to good people and we are here to help you get back on the road to financial recovery. Our process is simple and easy. Just fill out our online application and we will match you with a dealership in your area that can work with you to get you the financing you need. We have a 97% approval rating and we are committed to helping you get into the car of your dreams. So don't wait any longer, apply today! - Read Full Review. 


Get Approved as Low as 6.4% | Start Now >

MyAutoloan - Visit Site.

For those seeking a variety of auto loan options, MyAutoLoan is a compelling choice. This platform acts as an intermediary that connects borrowers with multiple lenders, allowing you to compare real-time rates and terms from the comfort of your home. MyAutoLoan offers loans for new and used cars, private party purchases, and even lease buyouts. The application process is quick, and applicants can receive loan offers within minutes. However, be mindful that it requires a minimum credit score and applicants must meet specific criteria to qualify. Borrowers appreciate the convenience and the ability to shop around for the best rates without having to commit to a single lender immediately.

Get Approved up to $40,000 | Start Now >

SuperMoney Auto Loans - Visit Site.

SuperMoney stands out as a financial comparison platform that provides a comprehensive analysis of various lending products, including auto loans. It offers a user-friendly experience where you can compare different lenders based on loan terms, rates, and user reviews. SuperMoney isn't a lender itself but provides a valuable service for those who want to make an informed decision. They cater to a wide range of credit scores, making it accessible to a broad spectrum of borrowers. However, since you're dealing with potential multiple lenders, be prepared to navigate through varying qualification requirements. Users have found the educational resources and customer reviews on the platform to be particularly useful.

Get Approved up to $100,000 | Start Now >

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