Columbus Best Dealerships for Bad Credit

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Buckeye Car Loan collects data and aggregates reviews on every major dealership in the Columbus Ohio area. Through our research, we have selected the top-rated dealerships by vehicle, financing, and area. Select your location or preferred area below. These reputable and vetted dealers offer financing, service, and selection above and beyond the competition in Columbus.

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​According to Experian, over 85% of new vehicles purchased are financed. When considering financing a new vehicle in Columbus it is important to consider depreciation. Edmunds reports that a vehicle can lose up to 9% of its true market value the moment you drive it off the lot

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Most buyers in Columbus choose to purchase pre-owned vehicles. While you may miss out on some warranty and that new car smell, buying used is often more financially sound. Most of those who avoid used vehicles do so due to the stigma that they will be swindled in some way. In today’s market, buyers in Columbus enjoy many legal protections against misrepresenting goods, and consumers have access to a wealth of resources. The financial aspect, combined with the peace of mind provided by technology explains why used vehicles make up almost 60% of the vehicle financing market

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In-House Financing

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If you can not get approved through traditional lenders in Columbus, in-house financing may be a good option. Some auto dealers have their own financing and do not require third-party approvals from banks in order to offer you a loan. Because the dealer does not have to answer to a lender this can be a great way for someone with less-than-perfect credit to get a vehicle and get re-established. Most often your in-house finance loan will report to credit bureaus creating positive credit history and building your credit score. These loans will often come with higher interest rates but may be more forgiving on things like income and down payment.