Bankruptcy Auto Loans 

Get Approved After Filing Bankruptcy

Auto Financing for Any Credit | Apply Online. Drive Today.

What is Bankruptcy?


- Bankruptcy is a complex legal process in which a person can seek relief from their debt. Chapter 7 also known as “straight bankruptcy” often sees the liquidation (selling) of assets to pay a debtor. Alternatively, chapter 11 leads to a negotiated payment plan with debtors. While bankruptcy may be the only way out for some, it will have lasting effects on your credit.


How does bankruptcy affect my credit?


-Bankruptcy will most certainly have a negative impact on your credit score but the effects can vary based on a number of factors such as the state of your credit before bankruptcy and the number of accounts closed. Bankruptcy can be a powerful financial tool for those who need it, but recovering from its effects on your credit can often feel like an uphill battle.

Your Credit After Bankruptcy

The first step to any financial decision is understanding, well, your standing. Getting your credit report can help prepare you for what to expect at the dealer and help you understand how bankruptcy has affected your credit. If you already have your credit report you can learn how to read it here.

Many sites and services offer to give you a FICO credit score, but in order to get your full report, you will need to contact one of the three major reporting bureaus: TransUnion, Experian, and Equifax. Each individual is entitled to one report from the three credit bureaus every year. Click here to learn how to get your free credit score.

Bankruptcy Auto Loans - Columbus Ohio Finance

In-House Financing


If you can not get approved through a traditional lender, or the interest rate is too high, a buy-here-pay-here lot may be a good option. Some auto dealers have their own in-house financing and do not require third-party approvals from banks in order to offer you a loan. This can be a great way for someone with less than perfect credit to get a vehicle and get re-established.


Some buy-here, pay-here lots report to credit bureaus, however, some will not require a credit check at all and may simply verify your residency and income. BHPH lots may also require a down payment however, they are often more manageable than traditional bank loans.


Can I get an auto loan after bankruptcy? 


Bankruptcy shouldn't stop you from striving for financial wellness. There are now several options for those who have filed for bankruptcy to get approved.  You may qualify for in-house financing, special financing, and credit amnesty programs may.  To find a dealer near you that offers Bankruptcy auto financing you can get prequalified online with our 3-minute application.

Bankruptcy Auto Loans Ohio
Poor Credit Auto Loans in Columbus

How It Works

1. Start from home by completing our 3-minute application.


2. After completing your application we will personally match you with a local dealer that best suits you.


3. Your consultant will call you to set your appointment, and inform you of any needed documentation


4. Once the best terms for you are determined, simply visit your local dealer and select your vehicle!

Pre-Qualify Online
Even with Poor Credit


Everyone Deserves a Second Chance

Buckeye Car Loan is a leading provider of online auto approvals, connecting our clients with qualified and reputable dealers.  If you have bad credit, low credit, no credit or have been turned down in the past due to bankruptcy, we can help you get a car loan through a special finance lender.

Bankruptcy Credit? We can help
Start From Home
Select Your Own Vehicle
Affordable Loans for All Credit

Our simple and fast online process is the easiest way to get pre-qualified online, regardless of past credit mistakes.

Stop the hassle and embarrassment of dealing with showrooms and salesmen. Our simple and secure application takes minutes. Some even drive the same day. 

With our network of hundreds of dealers, we match you to the perfect vehicle close to home. A local consultant will guide you through the loan process.

All Credit is accepted. We have access to special finance programs for any situation including Bankrkruptcy, Reposession and low-income

Apply Now. Drive Today

Get connected with a local dealer and drive on your terms

Car loans with Bankruptcy