top of page

Pre-Qualify Online in Ohio

Online Approval - Buckeye Car Loan
Flexible Payments - Buckeye Car Loan
Select Your Vehicle - Buckeye Car Loan

Compare Top Lenders

Find the Lowest Rates

Select Your Own Vehicle

Lower Your Payments

Apply Online

Best Auto Loan Rates

< Back

Best Overall

Untitled (500 × 200 px) (500 × 100 px).png


• Up to $99,000

• Term: 24 to 84 months

• Great Customer Service

New & Used Financing

APR From: 2.4%

Best Selection

Untitled (500 × 200 px) (500 × 100 px).png


• Up to $80K

• Term: 24 to 84 months

• No Repayment Fee

New & Used Financing

APR From: 2.8%

Best Rates

Untitled (500 × 200 px) (500 × 100 px).png

Consumers Credit Union

• Up to $250K

• Term: 12 to 84 months

• No Repayment Fee

New & Used Financing

APR From: 6.4%

Best Experience

Untitled (500 × 200 px) (500 × 100 px).png


• Up to $100K

• Term: 24 to 84 months

• Refinance Available

New & Used Financing

APR From: 2.94%

Best Reviewed

Untitled (500 × 200 px) (500 × 100 px).png

Auto Credit Express

• Up to $40,000

• Term: 24 to 84 months

• Great for Bad Credit

New & Used Financing

APR From: 3.9%

Lancaster Ohio Bad Credit Auto Loans.png

Springfield, OH

Poor Credit Auto Loans in Springfield

If you have bad credit in Springfield, Ohio, getting approved for an auto loan is still possible. One effective strategy is to compare top lenders online and pre-qualify for a loan. By exploring different lenders and their pre-qualification processes, you can increase your chances of finding a suitable auto loan despite your credit challenges. This approach allows you to assess various loan options and choose the one that best fits your financial circumstances, ultimately helping you secure the auto financing you need.

Building Credit with an Auto Loan

Obtaining an auto loan in Springfield, can be a strategic step in building or rebuilding your credit. By making timely payments on your auto loan, you demonstrate responsible financial behavior, which can positively impact your credit score over time. Consistent and on-time payments reflect your creditworthiness to potential lenders, potentially leading to improved credit terms and opportunities in the future. Additionally, successfully managing an auto loan can diversify your credit mix, which is a factor considered in credit scoring models. This means that responsibly handling an auto loan alongside other credit accounts can contribute to a healthier credit profile. Ultimately, securing an auto loan in Ohio, and managing it prudently can serve as a valuable tool in building a positive credit history and improving your overall financial standing.

Can You Get an Auto Loan with a Mortgage?

Having a mortgage doesn't necessarily prevent you from obtaining an auto loan. Lenders consider various factors when evaluating loan applications, including your debt-to-income ratio, credit score, and overall creditworthiness. While having a mortgage may impact your financial situation, it's not a barrier to securing an auto loan. However, it's essential to assess how taking on additional debt, such as an auto loan, may affect your overall financial stability, including your ability to meet mortgage payments. Ultimately, lenders will review your complete financial picture to determine your eligibility for an auto loan alongside existing financial obligations.

bottom of page