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MyAutoLoan Review

Online Auto Loans & Financing


828 Reviews

MyAutoLoan Summary is an online marketplace that helps consumers research, finance, and buy cars and motorcycles quickly and easily. Applying is easy and can be done online in minutes. The website offers a wide range of products and services to simplify the car-buying process.

​Founded in 2003 the Texas-based Myautoloan is operated by Horizon Digital Finance. Capitalizing upon consumer market research, the shifting trends toward information-driven decision-making and the growing demand for online financing options, Horizon Digital Finance offers an intuitive and user-friendly experience that makes it easy for consumers to get the financing they need. Horizon Digital Finance operates other finance websites such as and

Consumer Reviews

We compile reviews and tesemonials from sources around the web. 

Customer Service

We consider the consuers experience and security above all. 


The lenders reputation and track-record for handeling issues and information 


+ No Application Fee

+  Loans up to $99K

+ Great Customer Service


- May be contacted by  lenders

- Does not serve Hawaii or Alaska

- Some Vehicle Restrictions

Review Score:  4.8

Service Score:  4.5

Trust Score:      4.9

Final Score:

4.7 / 5 

MyAutoLoan: Visit Site
APR From: 2.4%
Loan Amount: Starting at $20,000
Recommended Credit Score: 575
APR From: 2.9%
Loan Amount: Up to $100,000
Recommended Credit Score: 500
APR From: 3.9%
Loan Amount: Up to $40,000
Recommended Credit Score: 400

Loan Details: 


Loan Amount: $8,000–$100,000 

APR: Starting at 1.24%

Loan Term: 24 to 84 months

Application Fee: None


Minimum Credit Score: 575


Recommended gross income: $21,600.


Bankruptcy restrictions: must be discharged or dismissed.

My Auto loan reviews


MyAutoloan has a verified Trustpilot rating of “great” with 828 reviews at the time of writing. myAutoloan has an average customer score of 4.3 out of 5 Stars. 91% of consumers rate myAutoloan from “good” to “excellent. MyAutoloan has an A+ reputation rating from the Better Business Bureau. 

Verified Reviews


“Fantastic! Fast, easy, professional, and reliable. My Auto Loan People were there to help me get the best out of my refinance I could possibly get. Great service. Thank you, Joey and all who helped at MAL” - Jerry F. August 30, 2022

“My experience with Auto Loan was very positive! The application process was very easy. All documents were securely exchanged online. Customer support was outstanding and answered all questions and concerns promptly. I would highly recommend them if you're looking to refinance or do a lease buyout like I did! I received a decent rate and was approved quickly. My own credit union couldn't do that for me.” - Lynnie B. October 23, 2021


“Great experience. I didn't know what to expect when I signed up to receive offers, but I was pleasantly surprised. I was contacted by multiple lenders within a few days, even though it was the beginning of learning to work from home for so many of us. All the lenders I spoke to were very personable and professional, and seemed to have a genuine desire to help me get a better rate on my auto loan.” Barbara M.  June 04, 2020


MyAutoLoan Application Process

1. Prequalify Online- Answer a few short questions about your finances and desired loan.

2. Credit History- When you submit your information, myAutoloan will perform a soft credit check which does not impact your credit score. You'll then receive up to four approved offers within 30 seconds. However, some lending partners may take longer to review the application. If you decide to move forward with an offer from a lender, that lender will do a hard credit pull which will impact your credit score.

3. Compare Lenders: Now that you have offers from multiple lenders be sure to consider your needs and compare things such as APR, loan term, prepayment penalties, and late payment fees. Select the lender best suited for you and finalize the loan process. 


Once approved for financing, myAutoloan will provide a certified check for the amount of the loan. You will then complete the purchase process as though you are a cash buyer. This can improve your leverage and negotiation and ultimately streamline the car-buying process at the dealership

Our Recommendations for Auto Loans


Auto Credit Express - Visit Site.

Auto Credit Express is one of the leading auto finance companies in the country. We work with a network of over 1,000 dealerships across the country to help people with bad credit get financing for their new car. We understand that bad things happen to good people and we are here to help you get back on the road to financial recovery. Our process is simple and easy. Just fill out our online application and we will match you with a dealership in your area that can work with you to get you the financing you need. We have a 97% approval rating and we are committed to helping you get into the car of your dreams. So don't wait any longer, apply today! - Read Full Review. 

Get Approved up to $40,000 | Start Now >

SuperMoney Auto Loans - Visit Site.

SuperMoney is a marketplace where you can see offers from competing auto loan lenders. One of the internets leading financial resources, also featuring personal loans, auto refinance, and credit repair. SuperMoney is our selection for its smooth customer experience and excellent reviews. Whether you're looking for the lowest interest rate or the longest repayment term, we'll help you find the loan that best suits your needs. And because we work with a network of carefully-vetted lenders, you can be confident that you're getting a fair deal. So if you're in the market for an auto loan, be sure to check out SuperMoney first. 

Get Approved up to $100,000 | Start Now >

1. Consumer ReviewsWe compile reviews and tesemonials from sources around the web. 

2. Customer ServiceWe consider the consuers experience and security above all. 

3. Trustworthiness The lenders reputation and track-record for handeling issues and information

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